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| Disability Income |
| A monthly check as a percentage of your current salary if you can’t work due to disability. |
The loss of your income, if you are unable to work due to sickness or injury may
result in the loss of home, automobiles, savings and investments. Often we fail to
consider the value of our future income. To calculate this amount,multiply your
current annual income by the number of years remaining in your career to
estimate your future earnings.
For example: an individual age 35 and earning $40,000 per year. With 32
years to work before qualifying for a full Social Security benefit, the calculation
would be 32 years times $40,000 which equals $1,280,000.
Some concerns are…
The facts are…
The solution for most wage earners is to protect their income with a
disability income plan. If you would like a quote click the Contact Us button
on the left of this page. It should include your name , salary, smoker or non-
smoker, your occupation and telephone number.
result in the loss of home, automobiles, savings and investments. Often we fail to
consider the value of our future income. To calculate this amount,multiply your
current annual income by the number of years remaining in your career to
estimate your future earnings.
For example: an individual age 35 and earning $40,000 per year. With 32
years to work before qualifying for a full Social Security benefit, the calculation
would be 32 years times $40,000 which equals $1,280,000.
Some concerns are…
 | What would happen if I became disabled and could never work again? |
| What are the alternate sources of income that would be available and | |
| how much would I get? |
| Do I have a plan to address this situation? |
The facts are…
 | Each year 1 in 106 die, 1 in 88 homes catch fire, 1 in 20 autos wreck | |
| causing injury and 1 in 8 people are disabled. |
| At age 40, 47.7% of the population will have a disability lasting 90 | |
| days or longer in their lifetime. |
| Social Security rejects 69% of all disability claims it receives. |
| Mortgage holders foreclose on 2.9% of mortgages due to death but | |
| 48% due to disability of the breadwinner |
The solution for most wage earners is to protect their income with a
disability income plan. If you would like a quote click the Contact Us button
on the left of this page. It should include your name , salary, smoker or non-
smoker, your occupation and telephone number.