The Financial Effects of Cancer
Website by:  S.B. Bowser
The statistics indicate that one out of two men and one out of
three women in America will have some type of cancer in their
lifetime.  A person over age fifty will have an eighty percent
chance of having cancer.  Most people think a single disease
health insurance plan is not an economic value.  I believe that
cancer insurance has statistically become worth the cost of the
premium.

Medical insurance premiums have a built in inflation rate of nine
percent in addition to the national inflation rate.  This reflects the
cost increases of hospital and physician visits and liability costs.  
Many of the old cancer insurance plans paid 100% for chemo
and 100% for radiation.  Many of the later plans have limited
payment for chemo and radiation.  Cancer treatments have
changed over the years and some plans became outdated.  If
you own a cancer plan this would be a good time to examine
your coverage.

I have had Follicular Lymphoma for at least 7 years.  I learned
about it a little more than two years ago.  I have been receiving
treatment since then.  We thought it was gone in 2007 but we
discovered it had returned in February of this year and I started
the treatments anew.  The part one treatment was six rounds of
chemo and twenty-five rounds of radiation.  Since my body would
not accept Rituxin, I ended up going to the hospital for this
medication, then to the oncologist’s office for additional chemo
treatments.  The part I hospital treatment for chemo and the
unexpected visits to the emergency room total twenty-six.  The
total bill for the hospitals, labs, physicians and tests was
$325,377.77.  The total for pharmacy is unknown.

The process of dealing with cancer certainly affects your life.  
Cancer will also affect your ability to work and earn a living.  
Replacement of this income is a serious consideration for any
family.  Next time you have a physical, hopefully soon, ask for a
cancer oriented physical.  Many cancers are found by accident.  
My second one was.

I started writing a book starting at the beginning with the first day
I found the lump under my arm.  I thought the book was finished
but since the cancer has returned I am writing part II.  I am now
looking for a publisher.  Below is a link to the first chapter of my
book.

“The Days of Cancer” by Don R. Williams – Day 1

I recommend you consider a cancer insurance plan.  If you would
like a quote for a modern plan you can use the “Contact Us”
button on the left of the screen.

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